Go Green And Save Pounds

Going green with your motor not only protects the environment, but now it can help drive down costs - especially when it comes to car insurance.

More and more drivers are avoiding big gas-guzzlers in favour of buying eco-cars, which are powered by a combination of combustion engine and battery powered electric motors.


If enough people continue to make the environment a priority when shopping for a car, then we may be able to reduce the worrying amount of carbon emissions coming from our roads. The idea is definitely catching on - the number of hybrid cars registered in the UK rose by 74% from 2004 to 2005 and numbers are growing every month.

The Society of Motor Manufacturers and Traders has worked out that if everyone switched to the most efficient car in the same class, emissions from cars would fall by 30%.

Several exciting new environmentally-friendly models are now pushing the boundaries in green technology, ranging from the Saab Estate 2.0 T BioPower, to the hybrid Lexus, the Toyota Prius, and the electronic version of the Smart car.

There are now so many choices of eco-car available that the Eden Project has just finished (April 15) hosting the first ever Sexy Green Car Show, packed with beautiful green machines.

When eco-cars first hit the roads, many motor insurance companies charged steep premiums to insure these vehicles. But now they are catching on to the fact that drivers who take some responsibility for looking after our planet are also likely to be conscientious on the roads.



Lots of insurers therefore now offer discounts on their cover if you drive a car which is kind to the environment and Beat That Quote can help you find some of the best available deals.

One motor insurer told us: "Green motoring is going to be a massive growth area for the car industry as petrol prices continue to rise and concern over global warming grows. We want to financially reward drivers who are taking steps to do their bit for the environment."

Sophie Neary, product director for Beat That Quote said: "As cars such as the Prius become more mainstream, insurance for eco-cars will only become easier to obtain.

"More competition and cheaper premiums are on their way as these types of car become more common on our roads. Beat That Quote is a good place to start if you want to do your bit for the environment while finding the cheapest car insurance deal."


Co-Operative Insurance, for example, which launched its eco-motor insurance product last year (2006), offers a 10% discount on its motor premiums for eco-car drivers. More Than s eco-car insurance product offers lower premiums for all existing customers who own green cars, while new customers are entitled to cheap motor insurance policies.

By: Philip Smith

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Philip Smith writes for Beat That Quote on all loans and finance topics.