Discount Car Insurance Is Available If You Ask.

Discount car insurance is usually available through most car insurance companies. The key is to make sure you ask about discounts you're eligible for. Take a look at this list of discounts for car insurance that can save you money.

The first key to getting low cost car insurance is to shop around. Car insurance rates will vary from one company to the next, so it's important to get at least three comparison quotes. While you're doing that, make sure you're taking advantage of all available discounts.


Here are some of the car insurance discounts you can ask about:

Multi-policy or home and auto -- You should get a discount for having another insurance policy with the same company. Most often, this is having home owner insurance and car insurance together.

Multi-vehicle -- Some companies will give a discount for insuring more than one vehicle.

Defensive Driving -- Taking a defensive driving course can save you money.

Driver Training -- Taking a driver training course may give you a discount.

Anti-theft -- You could save by having certain types of anti-theft devices on your car.



Anti-lock Brakes -- Having an Anti-lock Brake System is usually rewarded with a discount.

Accident-free -- Discount for not having an accident for several years.

Good Student -- Discount for teen drivers and young drivers for getting good school grades.

Low Mileage -- If you drive a lower number of miles than average, you could get a discount.

Age -- Older drivers over age 50-55 often get a discount.


Some of these discounts may not be available everywhere, or with every car insurance company. If you're shopping for a car insurance quote, ask about the discounts available and use that information to help you compare quotes for the best deal.

By: Dustin Scott

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Compare car insurance quotes, and get more information on discount car insurance at LowerYourInsurance.com. The site also includes a handy worksheet to help you when shopping for car insurance. Dustin Scott is a freelance insurance writer.